“There is a tide in the affairs of men, Which taken at the flood, leads on to fortune. Omitted, all the voyage of their life is bound in shallows and in mise...

Note: Even if you yourself are financially secure, please consider passing this article on to someone else who may be struggling with a debt burden – an empl...

The following proposed tax changes were announced Income tax rates are left unchanged. The primary rebate was marginally increased but the overall effect of ...

“People who complain about taxes can be divided into two classes: men and women” (Anon) How long will you work for the taxman today? Input your salary into t...

“It is not the critic who counts; not the man who points out how the strong man stumbles, or where the doer of deeds could have done them better. The credit ...

On 20th February the Minister of Finance, Tito Mboweni, will make his budget speech. Traditionally, the Minister asks the public what they would like to see ...

The new Minister of Finance didn’t have much time to prepare for the Medium Term Budget Speech (MTBS) but he carried it off well. The MTBS is a three year ou...

“We really need to have a third wave, and it needs to happen in sub-Saharan Africa” (Bill Gates) Two factors often cited as to why “Africa’s time is coming” ...

“The question isn’t at what age I want to retire, it’s at what income.” George Foreman There are many things to consider when you retire. One thing to be car...

“Forewarned is forearmed” (Wise old proverb) In the last decade we have witnessed the slow death of the cheque.  Today we have Bitcoin, payment apps and incr...